Account summary chart - Finnish Credit Union

Account Types	Personal 1	Plan 24	Blue	Orange
Description	Tiered daily interest chequing/savings no monthly fee	Tiered daily interest	Tiered daily interest Flat fee of $7.95 per month	Tiered daily interest Flat fee of $3.95 per month
Deposits / In-branch Withdrawls	FREE	FREE	FREE	FREE
The Exchange® Network Withdrawls	FREE	FREE	FREE	FREE
Cheques / Electronic and Automatic Funds Transfers	$0.50 per item	$1.25 per item	Unlimited	First 10 debit items are FREE Then $0.50 each
In-Branch Bill Payments	$1.00 per bill	$1.00 per bill	Unlimited	First 5 bill payments are FREE Then $0.40 each
Phone or Web Bill Payments	$0.40 per bill	$0.40 per bill	Unlimited	First 5 bill payments are FREE Then $0.40 each
Additional Information	Unlimited phone and web bill payments available for $5.00 per month All cheques and EFT debits are free when you maintain a balance of $5,000	Unlimited phone and web bill payments available for $5.00 per month Two internal transfers free each month	Unlimited ATM/POS transactions No Fee CHOICE REWARDS® MasterCard® (OAC) Free personalized cheques (OP style)	Unlimited ATM/POS transactions No Fee CHOICE REWARDS® MasterCard® (OAC) Free transfers between Osuuspankki accounts First 40 personalized cheques (OP style) free of charge

Account Types	Edge	U.S. Dollar Chequing	U.S. Dollar Savings	Euro Cash
Description	Tiered daily interest For members 19-29 years of age Flat fee of $7.95 per month	U.S. dollar chequing account	Tiered daily interest U.S. dollar savings account	Cash holding account
Deposits / In-branch Withdrawls	FREE	FREE	FREE	FREE
The Exchange® Network Withdrawls	FREE	N/A	N/A	N/A
Cheques / Electronic and Automatic Funds Transfers	First 10 debit items are FREE Then $0.50 each	$0.75 per item	N/A	N/A
In-Branch Bill Payments	First 5 bill payments are FREE Then $0.40 each	N/A	N/A	N/A
Phone or Web Bill Payments	First 5 bill payments are FREE Then $0.40 each	N/A	N/A	N/A
Additional Information	Unlimited ATM/POS transactions No Fee CHOICE REWARDS® MasterCard® (OAC) Free transfers between Osuuspankki accounts First 40 personalized cheques (OP style) free of charge	Monthly maintenance fee of $4.95 Electronic and Automatic transfers are not available	Interest paid on lowest daily balance every month	No service charges and no interest