If your down payment is less than 20%, it's still possible to buy your own home or cottage!

• Maximum 30-year amortization allowed
• Assistance in arranging required mortgage default insurance, provided by Genworth Financial or Canada Housing and Mortgage Corporation (CMHC)
• Minimum 5% down payment required

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Need help with your down payment? Ask us how you can use a gift letter from your parents to help with your downpayment.

You can transfer your high-ratio mortgage to Osuuspankki with ease. Contact us for more details.